Ask a friend to pay you back.
You have just reminded your friend about the $300 from the spring. Practice it first: Cleopatra plays a friend, and Benjamin Franklin coaches you.
About 4 minutes.
Ask a friend to pay me back

“Oh man, I totally forgot. Things are really tight right now.”
- You name the amount and a date
- You don’t apologize for asking
- You agree a plan, like two payments

Your first rehearsal is free.
The talk.
“A friend borrowed $300 in the spring and has not paid it back.”
“Oh man, I totally forgot. Things are really tight right now.”
A friend: warm, and good at changing the subject.
A clear ask.
- You name the amount and a date
- You don’t apologize for asking
- You agree a plan, like two payments
Who you practice with.
How it works.
- Pick the talkAnd how hard they push back: Gentle, Realistic or Tough.
- Say your partA mentor plays the other person, in character, line by line.
- A coach steps inWhen a line works against you: one tip, then try that line again.
- See what workedThree marks, your strongest line, and a next step to save.
Warm up in a minute.
The drill that trains the moment this talk turns on. Free, and it runs on your iPhone.
Name the number
A precise first number tends to draw a smaller counter-offer than a round one.
- You name a number
- It is precise, not “around” or a round figure
- No apology
More money talks.
Practice it before it’s real.
Cleopatra plays a friend. You find your words before it counts.
Download on theApp StoreAI plays the other person and writes the coaching. The mentors are AI voices in the manner of these figures, not the people themselves. Counsel is for practice and reflection. It is not therapy, and not medical, legal or financial advice.

